Destination is Vietnam and duration of 10 days with 1 wife and 1 kid.
Date of compilation: 9-Dec-2012. Currency quoted is in Ringgit Malaysia.
|
(Basic)
|
(Basic)
|
(VIP)
|
|||
Premium Cost
|
RM148
|
RM126
|
RM165
|
RM180
|
RM126
|
Emergency Medical
Expense
Adults (aged 18 – 70 years)
& Children (under 18 years)
|
50, 000
|
250, 000
|
300, 000
|
300, 000
|
300, 000
|
Medical Expenses in
Malaysia
|
-
|
75, 000
up to 30 days
|
30, 000
up to 90 days
|
30, 000
up to 45 days
|
30, 000
|
Emergency Medical
Assistance Or Evacuation
|
Unlimited
|
Unlimited
|
Unlimited
|
1, 000, 000
|
Part of Medical Expense
|
Overseas Hospital
Confinement Allowance
|
5, 000
|
5, 000
|
10, 500
|
15, 000
|
5, 000
|
Repatriation of Mortal
Remains
|
Unlimited
|
Unlimited
|
Unlimited
|
1, 000, 000
|
2, 000, 000
|
Compassionate Visit
|
-
|
5, 000
|
7, 500
|
5, 000
|
5, 000
|
Child Guard
|
-
|
5, 000
|
15, 000
|
5, 000
|
-
|
Accidental Death
& Disablement - Adults (aged 18 –
70 years)
|
100, 000
|
250, 000
|
300, 000
|
250, 000
|
300, 000
|
Accidental Death - Children
|
6,250
|
250, 000
|
75, 000
|
62, 500
|
30, 000
|
Permanent
Disablement - Children
|
6, 250
|
250, 000
|
300, 000
|
250, 000
|
300, 000
|
Luggage & Personal
Effects
|
2, 500
|
3, 000
|
7, 500
|
5, 000
|
5, 000
|
Loss of Travel Documents
|
$NIL
|
3, 000
|
7, 500
|
5, 000
|
5, 000
|
Theft of Cash
|
$NIL
|
1, 000
|
800
|
800
|
800
|
Luggage Delay
|
$Nil
|
750
|
800
|
800
|
800
|
Travel Delay
|
-
|
1, 500
|
3, 200
|
3, 600
|
2, 5000
|
Trip Cancellation
|
5, 000
|
10, 000
|
20, 000
|
18, 000
|
18, 000
|
Trip
Curtailment/Interruption
|
5, 000
|
10, 000
|
20, 000
|
18, 000
|
18, 000
|
Personal Liability
|
500, 000
|
500, 000
|
1, 000, 000
|
1, 000, 000
|
1, 000, 000
|
Home
Protection/Securing your Home
|
$Nil
|
10, 000
|
5, 000
|
500
|
1, 000
|
Partner
|
ETIQA
|
AXA
|
MSIG
|
Reference Documents:
Update: At the end, I purchased AIG because I know the brand name AIG, can buy online using credit card and most important it gives RM10, 000 home protection.
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